Effective Date September 1, 2013
By using or allowing another to use your Arizona Department of Economic Security Electronic Payment Card, you agree to be bound by the terms and conditions of this Arizona Department of Economic Security Electronic Payment Card Deposit Agreement (“this Agreement”). This Agreement discloses the terms and conditions of your Arizona Department of Economic Security Electronic Payment Card and you are not entitled to any rights or benefits given to other deposit account customers or debit card holders at Bank of America unless such rights or benefits are contained in this Agreement. Please read this Agreement (including the Schedule of Bank Fees below (the “Fee Schedule”)) carefully and keep it for future reference.
In this Agreement: “Account” means the deposit account accessed by your Card; “Card” or “Arizona DES Electronic Payment Card” means the Arizona DES Electronic Payment Card issued by us on behalf of the Arizona Department of Economic Security ("DES") to enable you to receive unemployment benefits, child support payments and other payments from DES; “you” and “your” mean the recipient to whom we issue a Card or his or her legal representative; and “we”, “us”, and “our” mean Bank of America, N.A.
|Purchase at Merchants (signed, using PIN, online phone, or mail purchases)||No Fee|
|Bank of America and Allpoint ATM Withdrawal (in the U.S.)||No Fee|
|ATM Balance Inquiries (all ATMs)||No Fee|
|Teller Cash Access (Available at financial institutions that accept Visa cards) (Limited to available balance only)||No Fee|
|Online Funds Transfer||No Fee|
|Online, Automated, Live or International Customer Service Inquiry||No Fee|
|Inactive Account||No Fee|
|Non-Bank of America or non-Allpoint ATM Withdrawal (in the U.S.)||No fee for first withdrawal each week, $1.00 thereafter|
|ATM Withdrawal International (all ATMs outside the U.S.)||$3.00 per transaction|
|Emergency Cash Transfer (in the U.S.)**||$15.00 per transaction|
|Card Replacement Domestic||No Fee for first replacement each year, $3.00 thereafter|
|Card Replacement - Express Delivery
|$13.00 per request|
|Card Replacement International (outside the U.S.)||Quote provided at time of request as price varies by country|
|International Transaction Fee||3% of U.S. Dollar amount of transaction|
*ATM owners may impose an additional “convenience fee” or “surcharge fee” for certain ATM transactions (a sign should be posted at the ATM to indicate additional fees); however, you will not be charged any additional convenience or surcharge fees at a Bank of America or Allpoint ATM. A Bank of America or Allpoint ATM means an ATM that prominently displays the Bank of America or Allpoint name and logo. Balance inquiries may not be available at all ATMs outside the U.S.
**All Emergency Cash Transfers must be initiated through the Prepaid Debit Card Customer Service Center.
Note: For any questions related to the above fee schedule, please call the Prepaid Debit Card Customer Service Center at 1.855.847.2030, 1.866.656.5913 TTY, or 423.262.1650 (Collect, when calling outside the U.S.). For any questions regarding your payment amounts and dates of additions to your Account, please contact DES.