EDD Debit Card

Fee Information

Schedule of Bank Fees

Bank Fees for California Employment Development Department Debit Card transactions will be charged to your account daily.

Purchase Transaction Fees

Purchase Transaction Fees
Fee Type Fee
Purchase at Merchants (signed or using PIN) No fee
Online, phone or mail purchase No fee

ATM Transaction Fees *

ATM Transaction Fees *
Fee Type Fee
Bank of America ATM Withdrawal Domestic No Fee
Non-Bank of America ATM Withdrawal Domestic 2 waived each deposit, $1.00 thereafter
ATM Withdrawal International (all ATMs) $1.00
ATM Balance Inquiries No Fee
ATM Transaction Decline No Fee

Other Service Fees

Other Service Fees
Fee Type Fee
Automated Customer Service Inquiry No Fee
Live Customer Service Inquiry No Fee
International Customer Service Inquiry** No Fee
Online Account Information No Fee
PIN Changes No Fee
Emergency Cash Transfer Domestic*** $15.00
Cash Access
(Available at financial institutions that accept Visa cards)
(Limited to available balance only)
No Fee
Direct Deposit Transfer
(Direct deposit to checking or savings account)
No Fee
Account Alert Service No Fee
Card Replacement Domestic No Fee
Card Replacement - Express Delivery (additional charge) Shipping Costs ($10.00 maximum)
Card Replacement International Quote provided at time of request, as price varies by country
International Transaction Fee 2% of U.S. Dollar amount of transaction

*ATM owners may impose an additional “convenience fee” or “surcharge fee” for certain ATM transactions (a sign should be posted at the ATM to indicate additional fees); however, you will not be charged any additional convenience or surcharge fees at a Bank of America ATM. An ATM Transaction Decline occurs when you request an amount greater than your balance or you incorrectly enter your PIN more than four times.
A Bank of America ATM means an ATM that prominently displays the Bank of America name and logo.
Balance inquiries may not be available at all ATMs outside the U.S.

**For collect calls made to customer service from outside the U.S.

***All emergency cash transfers must be initiated through the California Employment Development Department Debit Card Customer Service Center.

Note: For any questions related to the above fee schedule, please call the California Employment Development Department Debit Card Customer Service Center at 1.866.692.9374, 1.866.656.5913 (TTY), or 423.262.1650 (Collect, when calling outside the U.S.). For any questions regarding your Unemployment or State Disability Insurance payment amounts and scheduled dates of additions to your Account, please contact the California Employment Development Department.