Effective Date November 1, 2013
By using your Maryland Unemployment Benefits Debit Card, you agree to be bound by the terms and conditions of this Maryland Unemployment Benefits Debit Card Deposit Agreement (“this Agreement”). This Agreement discloses the terms and conditions of your Maryland Unemployment Benefits Debit Card and you are not entitled to any rights or benefits given to other deposit account customers or debit card holders at Bank of America unless such rights or benefits are contained in this Agreement. Please read this Agreement (including the Schedule of Bank Fees below (the “Fee Schedule”)) carefully and keep it for future reference.
In this Agreement: “Account” means the deposit account accessed by your Card; “Card” or “Debit Card” means the Maryland Unemployment Benefits Debit Card issued by us on behalf of the State of Maryland Department of Labor, Licensing and Regulation ("Agency" or " DLLR") to enable you to receive unemployment benefits from DLLR; “you” and “your” mean the recipient to whom we issue a Card or his or her legal representative; and “we”, “us”, and “our” mean Bank of America, N.A.
You must activate your Card within one (1) year of receiving your Card.
|Purchase at Merchants (signed, using PIN, online, bill payment, phone, or mail purchases)||No Fee|
|Bank of America ATM Withdrawal (in the U.S.)||No Fee|
|ATM Balance Inquiries (all ATMs)||No Fee|
|Declined Transactions (ATMs only)||No Fee|
|Online, Automated, Live or International Customer Service Inquiry||No Fee|
|PIN Changes||No Fee|
|Account Alert Service||No Fee|
|Teller Cash Access (Available at financial institutions that accept Visa cards) (Limited to available balance only)||No Fee|
|Online Funds Transfer||No Fee|
|Mailed Account Statement||No Fee|
|Inactive Account||No Fee|
|Non-Bank of America ATM Withdrawal (in the U.S.)||6 waived each month, $1.25 per transaction thereafter|
|ATM Withdrawal International (all ATMs outside the U.S.)||$1.50 per transaction|
|Card Replacement Domestic||No Fee for first replacement each year, $3.00 thereafter|
|Card Replacement - Express Delivery (additional charge)||$10.00 per request|
|Card Replacement International (outside the U.S.)||$10.00 per request|
|International Transaction Fee||1.5% of U.S. Dollar amount of transaction|
|Emergency Cash Transfer (in the U.S.)**||$15.00 per transaction|
*ATM owners may impose an additional “convenience fee” or “surcharge fee” for certain ATM transactions (a sign should be posted at the ATM to indicate additional fees); however, you will not be charged any additional convenience or surcharge fees at a Bank of America ATM. A Bank of America ATM means an ATM that prominently displays the Bank of America name and logo, except those that indicate they are operated by Cardtronics and sponsored by American State Bank. Balance inquiries may not be available at all ATMs outside the U.S.
An ATM Transaction Decline occurs when you request an amount greater than your balance or you incorrectly enter your PIN more than four times.
**All Emergency Cash Transfers must be initiated through the Debit Card Customer Service Center.
Note: For any questions related to the above fee schedule, please call the Debit Card Customer Service Center at 1.855.847.2029, 1.866.656.5913 TTY, or 423.262.1650 (Collect, when calling outside the U.S.). If you have questions concerning unemployment insurance eligibility, missed or incorrect payments, please contact DLLR online at www.mdunemployment.com or by calling:
410-949-0022 From Baltimore Area and Out-of-State
1-800-827-4839 Toll Free Outside Baltimore (but within Maryland)
For The Hearing Impaired: Contact Maryland Relay.