It's a prepaid reward card.
Use the Bank of America Merrill Lynch Visa Reward Card anywhere Visa debit cards are accepted. It looks like any Visa credit or debit card, but because it is a prepaid card, the spending is limited to the amount of money placed on the Reward Card.
It's easy to use.
Once activated, simply present the Reward Card at the time of purchase and sign the receipt or enter a PIN. The transaction amount must be less than or equal to the amount remaining on the Reward Card, otherwise you will need to pay the difference before using the Reward Card. To check the amount remaining on the Reward Card, click the Cardholder Sign In link above or call 1.866.300.8288. Also, make sure you know the expiration date for the Reward Card. After that date you will no longer be able to use the remaining amount on the Reward Card.
If the Reward Card is ever lost or stolen, call 1.866.300.8288. Provide the Reward Card number to begin the replacement process. Be sure to keep a record of the Reward Card number in a safe place, separate from the Reward Card. And don't forget to sign the back of the Reward Card to help ensure it cannot be used by anyone else.
Refer to the Frequently Asked Questions for more information.